Design Your Own Ecosystem

Delivering a Unified Payment Experience

Customers demand a unified payments experience – without the need to constantly switch between applications and platforms. This drives digital businesses to create partnerships with merchants and build digital ecosystems that are designed around the complete customer journey.

What if your business could establish not only partnerships, but also build its own ecosystem? With it, you could delight your customers with express payments for any service they need, and your linked partners would enjoy customer loyalty while keeping their own payment setup.

What is optile X?

optile X is a modular solution that gives an opportunity for global platforms to create their own open payment ecosystem. optile X stands for Xpress and Xchange: it offers Express Checkout for a smooth payment experience and provides a centralized customer base for data exchange between all the parties within the ecosystem.
The goal of optile X technology is to create a barrier-free payment communication between multiple platforms, businesses, and end-customers.

Smooth Payments for Your Customers. Wherever they are.


Deliver a seamless customer journey across your entire ecosystem. Registering only once, your customers can enjoy express payments for your services and for the offerings of your linked partners.

Learn here how to grow your airline’s payment power.

Easy Adoption


  • Customers can keep their existing payment methods – no need to register for any specific payment method.
  • Ecosystem partners can keep their existing payment setup.
  • Ecosystem partners can keep their existing payment integrations by adding a simple button in the frontend via JavaScript.

Increase Your Revenue


  • increased profit margins through easy up-selling and cross-selling opportunities
  • kickbacks from linked partners within your ecosystem

Customer Lifetime


optile X works both in a decentralized mode between two merchants for an easy data exchange or with a central customer registration service enabling an auto sync of data across ecosystem.

Conversion Growth

Ecosystem partners can offer a seamless express and one-click checkout.


Customer Retention

Ecosystem & its partners can easily offer loyalty programs which can be added in any payment context.


Strong Brand Awareness

Boost the recognition of your corporate identity across your entire ecosystem.

Designed for Your Business Success

Faster Time-To-Market

Leverage your full business potential and grow your global coverage faster. Easily scale your payment portfolio by integrating any preferred payment method, payment provider, bank, acquirer, or third-party logics ...

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Payment Automation

Let optile handle all the technical complexity of your payments. Having implemented optile once, you can reduce the strain of managing and extending multiple integrations and backend processes across your ...

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Customer Experience and Retention

Deliver a best-in-class payment experience by providing your customers with their desired payment mix. Offer the next-level customer experience and let your users make their purchase as ...

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Risk Management

Protect your revenue by efficiently eliminating fraudulent payments. Due to a wide range of functions from velocity checks to smart rules and white or black lists, our Risk Management tool ...

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Analytics and Transparency

optile’s smart payment analytics and optimization tools give you full control over your business. A transparent and unified reporting about your payment flows is right at your fingertips, allowing ...

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Scalability and Security

We strive to ensure continuity of your business and thus eliminate any risk of the failure of your infrastructure while doing our best to protect your data. ...

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Platforms Management

At optile, our objective is to increase transparency and efficiency of your platform business operations. We help you to centralize your payment flows and provide a cross-division view on ...

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What’s Next?

 Your unified payment experience starts here. 
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